Contact info-346.449.2457

The Smith Lending Group LLC
  • Home
  • Schedule Appointment
    • Booking
  • Commercial Loan Officers
  • Product Highlights
  • Rate & Term/Cash Out Refi
  • First Time Investor
  • More
    • Home
    • Schedule Appointment
      • Booking
    • Commercial Loan Officers
    • Product Highlights
    • Rate & Term/Cash Out Refi
    • First Time Investor
The Smith Lending Group LLC

Contact info-346.449.2457

  • Sign In
  • Create Account

  • Bookings
  • My Account
  • Signed in as:

  • filler@godaddy.com


  • Bookings
  • My Account
  • Sign out


Signed in as:

filler@godaddy.com

  • Home
  • Schedule Appointment
    • Booking
  • Commercial Loan Officers
  • Product Highlights
  • Rate & Term/Cash Out Refi
  • First Time Investor

Account


  • Bookings
  • My Account
  • Sign out


  • Sign In
  • Bookings
  • My Account

Commercial dscr

 

  • Up to 100 units for Multi-Family and Mixed-Use 
  • Minimum FICO 620 
  • Loan amounts from 300K-$5MM 
  • Foreign Nationals welcome (max LTV 65%) 
  • No Ratio at less than $500K loan amount 
  • First-time investors eligible 
  • (5% LTV reduction) 75% purchase and 70% cash out  

fix and flip loans

 

  • Loan amounts from $300K-$5MM 
  • Up to 65% of ARV 
  • Up to 70% AIV LTV 
  • Max LTC 80% 
  • First-time investors eligible 
  • Foreign Nationals welcome   

Multi-Family LOans

 

  • No income verification 
  • Up to 100 units Rehab options available 
  • No Ratio with $500K loan amount or less 
  • Foreign Nationals welcomed  

optimal dscr loan

  

  • Minimum FICO 620
  • No Ratio DSCR 70% LTV down to 660 FICO
  • 75% LTV down to 700 FICO 
  • Only 1 Appraisal up to $2MM 
  • Only required mortgage history for subject and primary residence 
  • No source or seasoning of funds required 
  • Loan amounts from $200K-$3.5MM 
  • First-time investors welcomed 

optimal bridge loan

 

  •  1-4 family eligible ITIN
  • Foreign Nationals and first-time investors welcome 
  • Minimum FICO 620 
  • Loan amounts from $200K-$5MM Purchase 70% max LTV
  • cash out 65% max LTV Rural allowed (up to 20 acres)  

Copyright © 2025 The Smith Lending Group LLC - All Rights Reserved.

This website uses cookies.

We use cookies to analyze website traffic and optimize your website experience. By accepting our use of cookies, your data will be aggregated with all other user data.

Accept

the smith lending group llc

OFFERS FUNDING OPTIONS FOR 1ST TIME INVESTORS!

Learn more